Dec 4, 2024

Felipe Schwartzman explains how he and other economists define the natural rate of interest, what factors have influenced this theoretical estimate of where long-term interest rates will settle, and what it tells us about how the cost of savings and borrowing will respond as monetary policy normalizes after the COVID-19...

Nov 20, 2024

For our 150th episode, Anna Kovner reviews her career path to becoming the research director at the Federal Reserve Bank of Richmond and reflects on the work of the Bank's Research department. Kovner also offers her views on various topics — including the banking turmoil of 2023, the Fed's "lender of last resort"...

Nov 13, 2024

Alaina Barca and Surekha Carpenter examine the decline in the number of bank branches in certain communities and the economic effects of that trend. They also share data from the Banking Deserts Dashboard developed for the Fed Communities website. Barca is a community development research analyst at the Philadelphia...

Nov 6, 2024

Erika Bell and Emily Corcoran discuss the capital needs of small business owners and recent insights yielded by the Federal Reserve's annual Small Business Credit Survey. Bell is community development regional manager for North Carolina and South Carolina and Corcoran is senior manager of regional and community...

Oct 23, 2024

Toan Phan reviews the risks faced by banks from the increased frequency and intensity of floods and other extreme weather events, and how banks and financial markets have responded to those risks. Phan is a senior economist at the Federal Reserve Bank of Richmond.

Full transcript and related links: